August 2007
How your Personal Credit Score Helps Generate Capital
Tip! Paying off a collection account will not remove it from you credit score.
Generating capital for your business is highly dependent on your personal credit score. Your Payment History makes up 35% of your entire personal credit score. The other k...
Credit Report Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Credit report repair refers to the procedures adopted to improve one’s credit rating. A go...
Credit Repair! You May Have A Bad Credit Rating And Not Even Know It
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mismanagement of our finances, and in m...
Reward Yourself when You Apply for a Rewards Credit Card
Tip! Annual Fees - It is essential to do a cost benefit analysis on the various airlines credit card offers before selecting one. If you do not travel a great deal, it is better to go for a card with lower annual fees and a modest rewards program.
The ...
July 2007
How To Obtain a Free Credit Report
Tip! If the information provider finds that their was an error they will provide written proof of the change and send a copy of the report to you, the credit reporting agency and anyone who has requested a copy of your credit report in the last six mon...
Check Your Credit Report Online For Free - 3 Things To Look For on Your Report
Tip! Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report.
If you’re thinking about getting a loan or credit car...
Cash Back Credit Card - A Practical Guide
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
Balance Transfer Credit Card - Benefits of Competition
Tip! Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.
T...
Credit Repair Letter
The Attorney’s Guide To Credit Repair.
Many people are interested in credit repair. Because of this, there are many companies selling credit repair “kits”, services and even sample copies of a credit repair letter. Some of these se...
The Need to Look at Your Credit Report
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
Everyone needs to know exactly what is on his or her ...
Credit Card Rebates - Finding the Right Card
Tip! Cash-advance fee — A charge by the bank for using credit cards to obtain cash. This fee can be stated in terms of a flat per-transaction fee or a percentage of the amount of the cash advance.
There are many rebate credit cards available that...
Free Copy Of Credit Report
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
A recent amendment to the federal Fair Credit Reporting Act (FCRA) obligates the three nationwide consumer credit reporting companies - Equifax, Expe...
June 2007
Details of the Continental Airlines Credit Card Application
Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees.
If you are a frequent traveler with Continental Airlines and have a great credit history behind you than this is the credit card that will be su...
Are You Sabotaging Yourself By Ignoring Your Credit Report Information?
Tip! When you call the bureau you can ask them to provide you with the phone numbers for each of the companies showing on the credit report.
Odds are, one day you’re going to want to obtain your credit report information. The data in your credit ...
Free Instant Credit Report
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
What is a Free Instant Credit Report?
Some may know that credit report is actually your credit history. It contains the data collected from various s...
Understanding Your Credit Score
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
In almost all advice articles you’ve read about car lo...
Diminish The Fear Of Credit Card Fraud
Tip! Pay your credit card bills on time. I know that may seem like an obvious one, but you may be surprised how many people do not do this simple task.
There is so much credit flying about these days, that keeping tabs on the credit you have and the...
Credit Cards - the Secrets on how they Affect your Credit Score
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
The first thing to understand about how credit cards affect ...
Credit Card Rebates & Rewards
Tip! Your credit rating affects the APR that you are offered. The ‘typical APR’ that’s listed by most credit card UK companies is the rate that they must offer to at least 2 of every three customers that they approve for that credit ...
The Many Advantages of a Business Credit Card
Tip! It is easy to be lured into spending up to the credit card’s limit; before you know it, that one moment of weakness a month has taken you up to the limit.
Just as good credit is a necessity in our personal life, it’s essential when you...
Reap More, Save More With The Best UK Credit Card
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
In the United Kingdom, the credit car...
May 2007
Credit Repair Forums
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
There are several credit repair forums on the internet. Information posted at credit repair forums can be interesting, helpful and sometimes humorous. I...
How Often Should I Check My Credit Report?
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
You may want to consider checking what’s on your credit report at leas...
Pay Down Debt To Improve Your FICO Credit Score
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
You can get started fixing your FICO credit score by reaching into your wallet or purse and pulling out the plastic.
Yes,...
How To Fix Your Credit Report
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
Your credit report is your passport to obtaining loan...
